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Home » Alaska Airlines » Alaska & Hawaiian Atmos Rewards Summit Card Review: Best New Credit Card Of 2025
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Alaska & Hawaiian Atmos Rewards Summit Card Review: Best New Credit Card Of 2025

Matthew Klint Posted onSeptember 1, 2025September 4, 2025 7 Comments

a group of people sitting in an airplane

Alaska and Hawaiian Airlines have launched their new Atmos Rewards loyalty program, and along with it, the Atmos™ Rewards Summit Visa Infinite® card from Bank of America. This is one of the most compelling new airline credit cards we’ve seen in years.

In This Post:

Toggle
  • Atmos Rewards Summit Card Review (Bank of America)
    • Welcome Bonus + Companion Award
    • Ongoing Companion Award Opportunity
    • Accelerated Earning & Status
    • Bonus Categories & Extras
    • Perks When Flying Alaska Airlines Or Hawaiian Airlines
    • Why It’s A Winner
    • Who Should Apply For Atmos Rewards Summit Card
    • CONCLUSION

Atmos Rewards Summit Card Review (Bank of America)

At a $395 annual fee this card delivers an impressive value proposition, whether you’re a frequent flier or a casual traveler. Here’s why it deserves serious consideration (I’ll try to keep it simple):

Welcome Bonus + Companion Award

  • Earn 100,000 Atmos points + a 25,000-point Global Companion Award after $6,000 spend in 90 days
  • The Companion Award can be used toward a companion’s award ticket on Alaska, Hawaiian, or partner airlines

Ongoing Companion Award Opportunity

  • Receive a 25,000-point Global Companion Award annually just for holding the card
  • Spend $60,000 in a year and you unlock a 100,000-point Global Companion Award, potentially covering an entire premium cabin ticket

Accelerated Earning & Status

  • Earn 1 status point for every $2 spent (ideal for fast-tracking Atmos elite status)
  • Bonus: 10,000 status points credited each anniversary

Bonus Categories & Extras

  • 3× Atmos points on dining, eligible Alaska/Hawaiian purchases, and all foreign transactions—no caps or foreign transaction fees (and to be clear, this is any purchase not in USD…perhaps the most compelling feature of this card)
  • With a qualifying Bank of America account, earn a 10% points bonus—effectively 3.3× points in the bonus categories
  • Eight Alaska Lounge passes and eight onboard Wi-Fi passes annually
  • $50 instant travel delay credit for same-day 2+ hour delays or cancellations
  • Waived partner award booking fees (normally $12.50), free points transfers to hotel partners, and free sharing of points with up to 10 members
  • Global Entry or TSA PreCheck credit ($120 every four years)

Perks When Flying Alaska Airlines Or Hawaiian Airlines

  • 20% inflight savings on Alaska & Hawaiian flights
  • First checked bag free on Alaska & Hawaiian flights
  • Upgrade priority on Alaska & Hawaiian flights
    • upgrade waitlist is prioritized in the following order:
      • Status level
      • Lifetime million miler elite status level
      • Atmos Rewards Summit Visa Infinite cardmember
      • Corporate travelers
      • Status points earned in current and previous year
      • Time of booking
  • Alaska same-day flight change fee waiver
  • Preferred boarding on Alaska flights (and up to six guests)

Why It’s A Winner

This card stands out because it’s valuable to both apply for and hold, even without heavy spending. The welcome offer alone translates into significant award value, and the companion certificates essentially covers the annual fee each year. Combine that with stellar bonus earnings, especially for international spend, and you’ve got a card that performs whether you’re booked on Alaska, Hawaiian, or just using it when you’re outside the USA.

Who Should Apply For Atmos Rewards Summit Card

  • People who want strong earnings on non-USD spend*
  • Those who frequently fly on Alaska, Hawaiian, or partner airlines
  • Anyone seeking easy access to high-value companion tickets

*To my readers outside the USA: if you have access to a US social secuirty number, this alone is a very good reason to apply for the card. The weak dollar even helps to offset the annual fee…

CONCLUSION

The Atmos Rewards Summit Card is easily one of the most generous airline cards to launch in many years. Between the powerful welcome bonus, annual companion awards, elevated earnings, and travel-focused perks, it offers especially strong value for those who fly on Alaska or its partners including American Airlines, take international trips, or redeem through Alaska’s partners. If you’re eligible, it’s a card worth adding to your wallet.


image: Alaska Air

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About Author

Matthew Klint

Matthew is an avid traveler who calls Los Angeles home. Each year he travels more than 200,000 miles by air and has visited more than 135 countries. Working both in the aviation industry and as a travel consultant, Matthew has been featured in major media outlets around the world and uses his Live and Let's Fly blog to share the latest news in the airline industry, commentary on frequent flyer programs, and detailed reports of his worldwide travel.

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7 Comments

  1. Santastico Reply
    September 1, 2025 at 10:30 am

    You are behind in terms of promoting the Atmos card. Your friend from the other travel blog has ONLY 19 posts in the last 2 weeks pumping this card with his own personal link to his viewers. I am glad you are not doing that.

    • Matthew Klint Reply
      September 1, 2025 at 10:44 am

      I noticed! 😉

      It’s a lucrative card in terms of referral bonuses and there are now four mouths to feed!

      Appreicate if you sign up the card through my link to reduce these type of posts.

      • Santastico Reply
        September 1, 2025 at 11:00 am

        It is his blog so he can do whatever he wants but it is becoming TPG and I feel bad for him if he goes that route. I have enough credit cards so won’t be applying to new ones, actually I need time to cancel a few that are just not worth anymore.

  2. Mr. Marcus Reply
    September 1, 2025 at 11:45 am

    I’m still trying to figure out if this would hold significant value with the companion award for getting premium cabin travel to Asia/Australia from the west coast with a stop in HNL.

    I don’t travel for work to those regions, so this would be leisure travel, with a party of 4. Generally need to be able to get at least 2 premium cabin tickets on points well in advance of the travel in order to make it work out (e.g. get 2 on points, buy 2).

    The earning on non-USD spending may make this something I go to in the future, if it holds up.

  3. Jerry Reply
    September 1, 2025 at 4:24 pm

    The overload of articles about this card actually made me stop reading about it altogether, but I understand how people make a living, and honestly, I probably should get the card. Alaska miles are valuable. I did the Amex-hawaiian transfer the last day it was available and used all my miles within about an hour.

  4. T Baggins Reply
    September 3, 2025 at 8:34 am

    Usually like this site, however why.???

    • Matthew Klint Reply
      September 3, 2025 at 8:40 am

      Because it’s a great card…and becuase if you’re going to sign up for it, why not sign up with me?

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