If you hold a Bilt credit card, you can earn extra points for spending on the first day of each month, what Bilt calls “Rent Day.” Today, there’s also a bonus on transfer to Avios, including British Airways, Iberia, and Aer Lingus.
Bilt Rent Day – Up To 6X Points On First Day Of Each Month
I’ve written about the portfolio of Bilt cards before and while the rollout of the next-generation card products have not ben without concern, Bilt remains a solid product whether you rent or not.
Bilt cards are even more valuable with special spend bonuses on Rent Day, the first day of each month. On the Bilt Palladium Card, for example, you earn 4x points on everyday spending on the first day of the month (double on the Bilt Blue Card and Bilt Obsidian Card).
It’s not always possible to time travel bookings to the first of the month, but earning four points per dollar with valuable transfer partners is such a cool value-add. These extra points are capped at 1,000 (i.e., $500 worth of spending)
You can apply for the Bilt Blue Card (no annual fee), Bilt Obsidian Card ($95 annual fee), or Bilt Palladium Card ($495 annual fee) to pay rent directly and earn Bilt points for other transactions. You don’t have to rent to apply (and can also pay your mortrage on your card).
Airline and hotel transfer partners include:
- Aer Lingus AerClub
- Air Canada Aeroplan
- Air France/KLM FlyingBlue
- Alaska Airlines
- British Airways Club
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Airways
- Hawaiian Airlines HawaiianMiles
- Iberia Plus
- IHG Rewards
- Turkish Airlines Miles & Smiles
- United Airlines MileagePlus
- Virgin Atlantic Flying Club
- World of Hyatt
Where else can you transfer to both Alaska Airlines and United Airlines (not to mention the other great pool of partners) at attractive rates and near instantaneously (unlike Marriott Bonvoy)?
But wait, there’s more!
Avios Airways Transfer Bonus
Today (May 1, 2026) only, Bilt is offering a transfer bonus of up to 100% if you transfer Bilt points to the British Airways, Iberia, or Aer Lingus Avios program. Your bonus depends on your Bilt elite status:
- Bilt Blue members – 40% bonus
- Bilt Silver members – 50% bonus
- Bilt Gold members can – 60% bonus
- Bilt Platinum members – 75% bonus
Bilt members can use $150 in Bilt Cash to “upgrade” their transfer bonus by one elite tier (or Platinum members can “upgrade” their transfer bonus from 75% to 100%). Your transfer limit is 100,000 base Bilt points.
Transfers must be made today only between 12:00 AM ET and 11:59 PM PT.
While I generally recommend conserving your Bilt points for other programs like Alaska or Hyatt, this may be appealing if you have a confirmed trip coming up. I like using Avios for short-haul travel (the program uses a distance-based award charge) and recently redeemed 22K points for my Malaysia Airlines A330-900neo business class ticket to Bali.
Soulcycle X, Ride Together Classes
Bilt Rewards is partnering with SoulCycle to host one “Rent Day, Ride Together” class on the first of every month at over 50 SoulCycle locations nationwide, allowing members to book a class and receive a complimentary bike for a friend. Members can reserve the special-themed class via Soul-Cycle.com, SoulCycle app or directly through the Bilt Rewards app.
CONCLUSION
The value proposition of Bilt and the Bilt Cards is still present. If you can redirect spending to Rent Day (the first day of each month), you stand to gain even more points.
> Link: Apply for the Bilt Blue Card (no annual fee), Bilt Obsidian Card ($95 annual fee), or Bilt Palladium Card ($495 annual fee). (thank you for supporting Live And Let’s Fly)
I wonder if I could pay my daughter $5,000 a month to rent a room in her condo and then she just transfers the money back to me?
You’d max out the 50k per year points on rent and still need to use the card 5x a month to earn points.
@ Matthew — This is NOT a “solid card” if you do not rent.
I just don’t think the business model is sustainable long term. I suspect devaluations or lose of transfer partners in the future.
Whenever I see people hawking Bilt, I can’t help but think about the trip to the Caribbean everyone went on when they rolled the card out. Up to 1K points on rent day isn’t really incentive enough for me to waste a 5/24 pull. I get it for someone who is absolutely opposed to paying an AF, but for a non-renter who already has every travel card, I just don’t get Bilt.
There are so many great travel cards out there, and it would be a shame if someone eschewed getting the VentureX, CSR, or even Amex Plat because they thought the Bilt card was “good enough.”
I do like the Alaska Airlines transfers, though.
“as a non-renter,” you’re not the market
Also foolish to compare the VX/Plat to Bilt when neither of those offer 3x dining. The better comp is the CSP, which carries a fee that Bilt doesn’t.
@matthew Your kids college fund thanks you
😉
This “bonus” stinks. It’s a one time 1:2 transfer to hilton. Amex’s standard transfer to hilton is 1:2. Even with the bonus, it’s a better value to transfer to Hyatt
Speaking of BILT, anyone else receive the mailer from Wells Fargo today about the conversion to Autograph?
“Whether or not you obtain a new Bilt 2.0 Card, your card will convert to a Wells Fargo Autograph Visa Card. Your new Wells Fargo card can be activated and used beginning on February 6, 2026, but will not be associated with Bilt or earn Bilt Rewards.”
“You should receive your new Autograph Card by early February.”
“There is no application or credit bureau inquiry.”
“Your Autograph Card will have a new account number.”
“This change will not impact your Bilt Points balance or how you access Bilt Rewards, subject to Bilt’s Terms and Conditions.”
Some real ‘mommie and daddie are getting a divorce’ vibes.